Category Archives: Dirty little secret

The best credit card

In a different post, I argued that it’s a good idea not to carry balances on credit cards, and to get cash back rewards instead. But which card is the best? Online services such as CreditCards.com, Mint.com and BillShrink claim … Continue reading

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Credit cards are good and bad

You can use credit cards in one of two ways: using the credit facility to borrow money and carry a balance from month to month, or using them like debit cards and paying off your balance every month. Dirty little … Continue reading

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Avoid the credit card tax

Merchants who accept credit cards typically have to pay between 2 and 5% of the value of each transaction in fees to Visa, MasterCard and the banks involved, adding up to $600 per household per year. To cover their costs, … Continue reading

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